WFS
    Woo Financial Services
    SBA Lending

    SBA Lending Solutions

    Secure the long-term, low-cost capital your business needs to thrive. We guide you through the SBA loan process from application to funding.

    The SBA Advantage

    SBA loans offer some of the most favorable terms in commercial lending.

    Lower Down Payments

    Preserve your working capital with down payments as low as 10% for commercial real estate and business acquisitions.

    Longer Repayment Terms

    Enjoy lower monthly payments with terms up to 25 years for real estate and 10 years for equipment or working capital.

    Competitive Rates

    Benefit from interest rates that are capped by the SBA, ensuring your loan remains affordable.

    SBA 7(a) & 504 Loans

    Whether you are purchasing commercial real estate, acquiring another business, or seeking working capital, we have the right SBA program for you.

    • Loans up to $5 Million
    • Terms from 10 to 25 years
    • Fully amortizing with no balloon payments
    • Use for real estate, equipment, or working capital
    • Streamlined application process

    Start Your SBA Journey

    Our experts simplify the SBA process so you can focus on running your business.